4.9/5 Customer Ratings

Break Free from Debt Faster


Stop juggling payments and interest. Discover a proven way to reduce what you owe and start fresh financially.


Credit card and loan debt can feel never-ending. Minimum payments barely touch the balance and the stress piles up every month. With First Choice Debt Relief, you can cut your debt, simplify your payments, and finally see the light at the end of the tunnel.

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Stress Without Progress


The traditional approach to debt keeps you buried in interest payments and juggling multiple bills. It feels like running in place without ever catching up.


  • Minimum payments that barely reduce balances

  • Growing late fees and penalties

  • Creditors calling nonstop

  • No savings left over

  • The cycle repeating month after month

Relief with Results


With First Choice, you finally see progress. We consolidate your debts, reduce what you owe, and help you move toward true financial freedom.


  • Affordable single monthly program payment

  • Negotiated debt reductions with major creditors

  • Fast resolution in as little as 24 months

  • No fees until results are achieved

  • A team that advocates for you at every step

Call Us   1-800-631-5573

The Results Speak for Themselves


Clients across the country have trusted First Choice since 2008. Their success stories show you what is possible with the right program.

Stress-Free and Supportive


From the very beginning, Maricel was professional, knowledgeable, and incredibly helpful. She made the entire experience stress-free and efficient by guiding me patiently every step of the way.

Diane

Approachable and Trustworthy


Alex went above and beyond to help me enroll and answered all my questions. He was very flexible with my schedule and came across as approachable and trustworthy.

Case

Great Customer Service


John was incredibly friendly and knowledgeable. He took the time to understand my situation, explained everything clearly, and made the whole process feel much less stressful.

B. Hill


Call Us   1-800-631-5573

A Proven Path to Lasting Debt Relief


Our process is more than steps. It is a system designed to save you money, reduce stress, and help you get back on track faster than doing it alone.


Free Debt Evaluation

Speak directly with a debt relief specialist who listens to your goals and reviews your financial situation. We provide clear guidance upfront so you know all your options before making a decision.

Personalized Program

Every financial situation is unique. We create a plan tailored to your budget and lifestyle so you can make progress without feeling stretched too thin.

One Affordable Monthly Payment

Instead of juggling multiple bills and due dates, you make one simple monthly deposit into your secure account. This keeps things manageable and stress-free.

Skilled Negotiations with Creditors

Our experienced team negotiates directly with creditors on your behalf, aiming to cut down balances, fees, and interest so you save significantly more.

No Fees Until Results

We only succeed when you do. There are no upfront costs, and you will not pay us until we successfully settle your debts and deliver results.

Ongoing Support and Advocacy

You are never alone in the process. A dedicated debt relief specialist supports you every step of the way, answering questions and ensuring you stay confident throughout your journey.

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Free analysis. No fees until results.

Freedom from Debt Starts Now


There is no better time to act than today. With every passing month, interest adds up and options shrink. Take control of your finances now with First Choice.

  • Personalized program designed around your needs

  • Debts resolved in as little as 24 to 48 months

  • No upfront fees and no pressure

Call Us   1-800-631-5573